Fix & Flip Loans

Get the financing you need for your fix & flip and fix & hold properties

Start A Quote

Our Fix & Flip Line of Credit offers experienced investors a line of credit they can use to acquire and/or renovate multiple properties. Our Fix & Flip Single Loan requires no experience and is available to first-time investors.

Key Facts About Our Fix & Flip Loans

  • Rates as low as 6.99%
  • Lines of credit up to $10MM with individual loan amounts from $50K to $2.5MM
  • Financing for up to 90% of acquisition costs and 95% of renovation expenses, up to 75% After Repair Value
  • Single property loans available for borrowers with no real estate investment experience
Fix & Flip Line of Credit
Loan Purpose
  • Exposure line up to $10MM for experienced investors (1+ completed flip in past 2 years)
  • Single property loan available with no experience required
Interest Rate
6.99% and up
Loan Amount
$50K – $2.5MM
12 months (standard), with optional extensions
Borrower Type
LLC, Individual, LLP, or Corporation
Maximum Loan-to-Value (LTV)
75% of After Repair Value (ARV)
Maximum Loan-to-Cost (LTC)
Cost is purchase price amount
When do we use LTV vs LTC?
Generally, we use the lesser of LTV or LTC calculation
Rehab/Construction Financing
Funding up to 95% of rehab budget, max 75% ARV
PROPERTY TYPES Non-Owner Occupied:

  • Single Family Residences (SFR)
  • 2-4 unit properties
  • Condos
  • Townhomes
  • Multi-family 5-20 unit properties

Not sure whether you need the Fix & Flip Single Loan or the Fix & Flip Line of Credit?

  • The Fix & Flip Single Loan is designed for investors who need funding to flip a single investment property.
  • The Fix & Flip Line of Credit is a line of credit offered to experienced investors who plan to acquire and/or renovate multiple properties.
  • All Fix & Flip lines of credit allow investors to close quickly.
  • Both Fix & Flip Single Loan and Fix & Flip Line of Credit offer the option of rehab funding, if needed.
Learn More About Construction Loans | View PDF >
Learn More About Fix & Flip Loans | View PDF >


  • By submitting your phone number, you expressly consent to authorize Highland Financial Capital Group to contact you at the number you provide with information about our loan products and to continue your application. Calls may be made using automated dialing and other phone technology. You do not need to consent to receive calls as a condition of receiving services from us. Please call us at 770-730-1707 if you do not wish to submit this form. By completing this form, you agree to receive offers, promotions and other email messages from Highland Financial Capital Group. You may unsubscribe at any time.