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Borrower Program Outline

HFCG offers financing options for real estate properties and developers. The funds used to finance each borrower come from private investors who use HFCG to place their money in select real estate projects.

HFCG takes responsibility for locating, evaluating, underwriting, and servicing these opportunities for its investor clientele.

Standard Structure

The standard investment opportunity consists of a note and deed of trust in the 1st lien position that will encumber investment property owned by the borrower. The standard terms of the note are as follows:

  • One year maturity
  • Monthly interest-only payments
  • Up to 60% loan to value for most real estate
  • 50% loan to value for land/lots
  • Construction funds are held in escrow
  • Personal Guarantee from Borrower or 3rd Party

HFCG will lend up to 60% loan to value, using the as-is, after repaired, or after completed value.

Through regularly scheduled inspections, HFCG releases construction funds after work is completed and inspected.

HFCG typically only offers investments in 1st lien positions, but occasionally will offer a subordinate position when the superior liens can be fully managed.

Important Investment Disclosures

Nothing on this website constitutes an offer to sell or a solicitation of an offer for investment. An offer is made only by the offering circular and material disclosure package. Past performance is not an indication of future results. Investments are NOT insured by any government agency and are NOT guaranteed. Investments offered through Highland Financial Capital Group LLC. are available to Georgia residents only, are not liquid, not transferable, and involve risk, including the possible loss of principal.